Reasons to choose an appraisal from MacBride AppraisalThousands of people in California buy, sell or refinance their home each year. Many of these transactions involve a simple line item for an appraisal. Practically all lenders still need a local expert because the stakes are incredibly high, even though there are a developing number of automated home valuation processes that may appear less expensive than an appraisal. You might think that securing a mortgage is the only reason you should get an appraisal, but there are additional situations when the services of a licensed, independent real estate professional could be helpful. 
Appeal your tax assessment in San Diego CountyIf you are in an area where the property value has depreciated, it's possible you're paying too much in property taxes. An appraisal from MacBride Appraisal is your best evidence when building your case. We're capable of assisting you in disputing your tax assessment. Eliminating PMI for mortgage paymentsPrivate Mortgage Insurance, or PMI, is a supplemental insurance plan that nearly all lenders ask home owners to purchase when the amount being loaned to the home buyer is more than 80% of the actual value of the property. Seeing that additional payment is usually folded into the monthly mortgage payment, it is often forgotten. PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level, making this very unfortunate. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to eliminate the PMI payments when the loan-to-value ratio conditions have been met. MacBride Appraisal will give you a statement regarding the value of your home, and the price you paid for the home valuation can usually be offset in little time because you'll no longer be paying the PMI. Order an appraisal from MacBride Appraisal Order todaySettle a divorce with less stressA divorce is a very traumatic ordeal for the parties involved, and it is often further complicated by the challenging decision of who maintains the house. Regardless of the circumstances, it's a good idea to get an appraisal from MacBride Appraisal so both parties are completely aware of the true market value of their property. The parties will have a clearer picture of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment. Fair and accurate estate liquidationThe death of a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the real estate involved. We guarantee the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Unlike wealthier individuals, most Americans do not have dedicated estate planners or executors to take care of these matters. And since a home or other property often makes up an unequal share of the total estate value, knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten an honest deal. Relocate to or from San Diego County through an employee relocation programEmployee relocation is a stressful event, and we understand. That's why we take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive features of their property, along with information regarding any recent sales or listings in their area that they want considered during our thorough inspection. Sell your home quickly — at an accurate priceWhether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision when determining your asking price. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't a percentage of the sales price, but rather they are based on our efforts to complete the appraisal report. On a daily basis, we analyze the difference in value items like an extra bathroom or a kitchen remodel can make. Seeking a professional appraisal is a trusted way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long homes stay on the market. 
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